Employer provided health benefits are alive and well. The main reasons to provide coverage have not changed. The traditional reasons for providing benefits are recruiting and retaining good employees. With unemployment decreasing (5.8% in Shasta County -June 2017) employers find… Continue Reading
Medicare is the US health care plan for the elderly and disabled. It is divided into four parts. Part A covers inpatient hospital facility charges and typically is free for most beneficiaries since they paid taxes throughout their working lives… Continue Reading
Dogs are social, curious animals that do not handle boredom and isolation well. When left to their own devices, unemployed, under-exercised dogs will find something to do. Guaranteed. Sadly, a dog’s interpretations of fabulous options for entertainment are usually annoying… Continue Reading
Since beginning this column I have consistently referred to “the Affordable Care Act, ACA (aka Obamacare)”. In my insurance practice I avoid using the term “Obamacare” for one simple reason. I believe it is important to avoid politicizing the concept… Continue Reading
I see foxtails. Everywhere. Hordeum murinum or “Hare Barley,” a non-native invader from Spain, grows in healthy, thick patches along the trails and in open spaces where people walk their dogs. What appears to be innocent, lush grass in early… Continue Reading
So there I was working in Kentucky late October 2015 and I get a text from my wife, “The kids put their house on the market and are moving to Montana. Do you want to go?” It took me all… Continue Reading
It’s interesting to me when someone says that they hate “Obamacare” (the popular name for the Affordable Care Act-ACA). This law is complex and far reaching. Most people simply don’t understand how many areas are affected by the law. Most… Continue Reading
A reader called to ask if I could explain “Single Payer”, so here goes! In its simplest form, single payer refers to the financing of health care. Typically this means that there is only one party that pays for all… Continue Reading
Wouldn’t it be great if we could point to just one thing to solve the health care/health insurance crisis in America? In this column I have addressed multiple issues, but always come back to the fact that it is the… Continue Reading
One of the best results of the ACA (Affordable Care Act aka Obamacare) was that it started a national conversation about health care delivery and financing in our country. In this column I hope to inform the reader on how… Continue Reading
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