Author: Margaret R. Beck

This week might be a good time to review some Health Insurance 101 Basics for our readers. Let’s start with some common terms: Deductible – the dollar amount an insured individual must pay for...

The Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA also known as Obamacare) is an important feature of the legislation. This provision requires that insurers pay out at least 80-85% of...