Medicare beneficiaries and their agents likely took a deep breath on Dec. 7th when the Medicare Annual Enrollment Period ended. October 15 to December 7 is the time when all Medicare beneficiaries may enroll in, change or drop Medicare Part… Continue Reading
When the Affordable Care Act (ACA aka Obamacare) was passed, there was a glitch that prevented some families from obtaining subsidized coverage and discouraged small employers from offering group coverage. This is known as the “family glitch’. It is estimated… Continue Reading
A recent article in the Record Searchlight by Dr. Ronald Reece attempted to explain Medicare Advantage. In general, the cautions about choosing the plan were helpful, but the actual description of Medicare Advantage was inaccurate. Medicare Advantage is technically Medicare… Continue Reading
It’s that time again: Medicare Annual Enrollment Period (AEP). From Oct. 15 through Dec 7th all Medicare-eligible individuals may change plans. A quick place to preview those options can be found at https://www.medicare.gov/plan-compare. Here you can get an idea of the… Continue Reading
I have made reference in prior columns to the “family glitch” in the ACA (Affordable Care Act aka Obamacare). This part of the Act prevents dependents from enrolling for subsidized coverage on the Exchange if one of the spouses is… Continue Reading
Today’s column is directed toward business owners who provide group health insurance. As a business owner, you must deal with multiple insurance contracts to mitigate risk for you and your firm. You also may provide employee benefits through group insurance… Continue Reading
Surprise! This can be fun if it is followed by a party with your friends, and maybe even cake and ice cream. But it’s not so much fun when it surrounds medical bills. In 2017 the state of California… Continue Reading
“I believe most people understand the words Christmas includes the word Christ and a celebration of his birth. The raw basics of the story is that he was born, lived died and miraculously rose to live again. I hope the… Continue Reading
As the kids would say, “That’s lower than whale poop, and that’s at the bottom of the ocean!” That’s how I feel about the companies that are raking in billions with the myriad of frauds perpetrated on the public. They… Continue Reading
While the individual health insurance market represents only about 7% of those covered by health insurance, it is an important indicator of how the market is performing. Currently almost 1.6 million California consumers are covered through Covered CA, the state… Continue Reading
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