I often see people at the worst times in their life. My job is to help them navigate the system. I share the following to encourage readers to seriously consider organ donation. This was...
Author: Margaret R. Beck
We have recently completed open enrollment for Medicare Part D. This is the time we assist our clients who are on Medicare with choosing their coverage for prescription drugs. This year, I had to...
Open enrollment for individual policies is not over. If you apply before Jan. 15, your effective date of coverage will be Feb. 1, 2019. Historically, Covered California has extended the last deadline, but as...
Once again our neighbors and friends may be suffering the effects of wildfires and may need help. Medical issues are particularly difficult for those who have evacuated and may not have their medications or...
As we get into open enrollment for individual health insurance, Medicare Part D Drug plans, and many group insurance plans, it’s probably a good idea to review some important terms. Deductible – the dollar...
Open enrollment for individual plans for 2019 runs from 10/15/2018 to 1/15/2019. To guarantee an effective date of 1/1/2019, applications must be submitted by 12/15/2018. Open enrollment means that anyone who is eligible for...
Open enrollment for Medicare Part D prescription Drug benefits is starting soon. It runs from October 15 through December 7. Enrollments and changes will be effective 1/1/2019. Medicare Part D is the program that...
As the saying goes, “you learn something new every day”. I have been a practicing insurance agent for 40 years. This is my 200th column. I learned something new today. It was reminiscent of...
That often depends on the source of your health insurance. If insurance is provided through an employer, you may turn to the Human Resources Manager. Often the crisis will entail taking time off work...
Those of us that work in highly regulated industries have a love-hate relationship with the regulating authorities. When we see problems we find to be egregious we want the regulators to step in. Otherwise,...
