There is some great news for Medicare beneficiaries. The Medicare website that allows you to compare Part D Drug plans, as well as supplemental coverage, is up and running for a “sneak peek: www.medicare.gov”. Historically it did not go live… Continue Reading
The Department of Health and Human Services (HHS) has released the names of the top ten high cost drugs that will be subject to Medicare price negotiations. This is an important step in helping to lower prescription drug costs both… Continue Reading
The “Inflation Reduction Act of 2022” includes a provision to lower prescription drug costs for Medicare Beneficiaries as well as reduce the Federal Government’s spending on certain drugs. The CBO (Congressional Budget Office) has estimated that the negotiations will reduce… Continue Reading
Medicare beneficiaries and their agents likely took a deep breath on Dec. 7th when the Medicare Annual Enrollment Period ended. October 15 to December 7 is the time when all Medicare beneficiaries may enroll in, change or drop Medicare Part… Continue Reading
Today’s column is directed toward business owners who provide group health insurance. As a business owner, you must deal with multiple insurance contracts to mitigate risk for you and your firm. You also may provide employee benefits through group insurance… Continue Reading
As the kids would say, “That’s lower than whale poop, and that’s at the bottom of the ocean!” That’s how I feel about the companies that are raking in billions with the myriad of frauds perpetrated on the public. They… Continue Reading
The initial purpose of this column which began July of 2013 was to provide information and assistance in understanding health insurance issues and the impact of the Affordable Care Act (ACA). This legislation created the biggest change to our health… Continue Reading
Insurance is a way to manage your risk. When you buy insurance, you are seeking protection against unexpected financial losses. Managing risk is an important component of financial planning. The experiences of Covid 19 has brought home the reality of… Continue Reading
A group of local agents recently shared concerns about the marketing methods of phone solicitors, particularly as it relates to the Medicare Advantage plans in far Northern California. With the current Covid situation, electronic enrollments to a plan can be… Continue Reading
Health Care in the North State presents particular challenges. We simply do not have enough providers. Our doctors’ offices have large patient loads and limited time available for each patient. When new people move to our area, they are surprised… Continue Reading
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