Photo by NCI on Unsplash New ARP (American Rescue Plan) premium calculations are available on the Covered California website www.coveredca.com. Those who have health insurance coverage that is not employer sponsored will be well served to look at the Shop… Continue Reading
The initial purpose of this column which began July of 2013 was to provide information and assistance in understanding health insurance issues and the impact of the Affordable Care Act (ACA). This legislation created the biggest change to our health… Continue Reading
Insurance is a way to manage your risk. When you buy insurance, you are seeking protection against unexpected financial losses. Managing risk is an important component of financial planning. The experiences of Covid 19 has brought home the reality of… Continue Reading
In response to the pandemic, President Biden has extended the Special Enrollment period for individuals to sign up for health insurance coverage through the exchanges to May 15, 2021. In California, the exchange is called Covered California and is accessible… Continue Reading
As I made my most recent Medicare presentation, I smiled to the familiar comment: “Why do they have to make this so complicated for old people”? This is coming from a PhD scientist, by the way. Like anything else, if… Continue Reading
Since the beginning of this pandemic, we have all been anxiously awaiting a “return to normal”. In reality, I suspect that there is going to be a new normal as infections like Covid19 continue to infiltrate our global community.… Continue Reading
A group of local agents recently shared concerns about the marketing methods of phone solicitors, particularly as it relates to the Medicare Advantage plans in far Northern California. With the current Covid situation, electronic enrollments to a plan can be… Continue Reading
Health Care in the North State presents particular challenges. We simply do not have enough providers. Our doctors’ offices have large patient loads and limited time available for each patient. When new people move to our area, they are surprised… Continue Reading
Over the year’s I confess that I have taken great pride in the fact that I enjoyed good health and have not fallen victim to the “lifestyle” diseases that have cost our citizens so very much in terms of time… Continue Reading
It is doubtful that there is any informed individual in the US that would disagree that our health care delivery and financing system is broken. Due to the complexity of the system, there is no simple discussion of causes or… Continue Reading
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