Today’s column is directed toward business owners who provide group health insurance. As a business owner, you must deal with multiple insurance contracts to mitigate risk for you and your firm. You also may provide employee benefits through group insurance… Continue Reading
Surprise! This can be fun if it is followed by a party with your friends, and maybe even cake and ice cream. But it’s not so much fun when it surrounds medical bills. In 2017 the state of California… Continue Reading
“I believe most people understand the words Christmas includes the word Christ and a celebration of his birth. The raw basics of the story is that he was born, lived died and miraculously rose to live again. I hope the… Continue Reading
As the kids would say, “That’s lower than whale poop, and that’s at the bottom of the ocean!” That’s how I feel about the companies that are raking in billions with the myriad of frauds perpetrated on the public. They… Continue Reading
While the individual health insurance market represents only about 7% of those covered by health insurance, it is an important indicator of how the market is performing. Currently almost 1.6 million California consumers are covered through Covered CA, the state… Continue Reading
You can lead a horse to water…..and we all know the rest. That is a bit of what Covered California, the individual health insurance market place is experiencing these days. A recent Press Release from Covered California announced that an… Continue Reading
Photo by NCI on Unsplash New ARP (American Rescue Plan) premium calculations are available on the Covered California website www.coveredca.com. Those who have health insurance coverage that is not employer sponsored will be well served to look at the Shop… Continue Reading
The initial purpose of this column which began July of 2013 was to provide information and assistance in understanding health insurance issues and the impact of the Affordable Care Act (ACA). This legislation created the biggest change to our health… Continue Reading
Insurance is a way to manage your risk. When you buy insurance, you are seeking protection against unexpected financial losses. Managing risk is an important component of financial planning. The experiences of Covid 19 has brought home the reality of… Continue Reading
In response to the pandemic, President Biden has extended the Special Enrollment period for individuals to sign up for health insurance coverage through the exchanges to May 15, 2021. In California, the exchange is called Covered California and is accessible… Continue Reading
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