It is doubtful that there is any informed individual in the US that would disagree that our health care delivery and financing system is broken. Due to the complexity of the system, there is no simple discussion of causes or… Continue Reading
I suspect we are all growing rather weary of living in the midst of a pandemic. There are so many questions and sadly, politics and lack of confidence in our government institutions has created an atmosphere that has actually resulted… Continue Reading
Covid19 continues to be a big part of our daily lives. If there is one thing that is certain, it is that nothing is certain about how this virus behaves or what we need to do to protect each other… Continue Reading
The Covid19 Pandemic has caused some to rethink the decision to go without health insurance. Layoffs or reduction of work hours have limited individuals’ ability to pay their health insurance premiums. Employers are facing tough decisions about continuing employees’ health… Continue Reading
It may come as a surprise to some Californians that our state has implemented its own penalty for those who do not have health insurance in 2020. It is similar to the federal penalty under the ACA (Affordable Care Act… Continue Reading
As the saying goes, Nothing is so constant as change!” This year is no different. There are many changes relative to health insurance in California for 2020. Readers may recall that the Federal government issued a statement that they would… Continue Reading
There is a lot in the news these days about federal legislation to protect consumers from surprise medical bills. Essentially this is the circumstance in which an individual is hospitalized at a PPO (Preferred Provider Organization) facility that is covered… Continue Reading
An article in the July Issue of Atlantic Monthly takes a different approach to solving our health care woes in this country. In his article, “The Worst Patients in the World” David Freedman opines, “Americans are hypochondriacs, yet we skip… Continue Reading
Starting in 2022, all California body shops and other businesses with at least 5 employees must either offer a retirement plan or connect employees with the state’s official CalSavers IRA option. However, the program is set to open effective 7/1/2019.… Continue Reading
Since the ACA (Affordable Care Act, also known as Obamacare) was introduced in 2014, there has been a lot of discussion about tax subsidies to help pay health insurance premiums. Under the ACA those subsidies are two-fold: Cash subsidies in… Continue Reading
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