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Open enrollment for Medicare Part D prescription Drug benefits is starting soon. It runs from October 15 through December 7. Enrollments and changes will be effective 1/1/2019. Medicare Part D is the program that...

If I have learned nothing else in my 81 years of living, I’ve learned that beauty is most certainly in the eye of the beholder. However, I also believe that the eye for beauty can certainly be enhanced, honed and brought to life by exposure and appreciation. In that light, I really believe the human desire for beauty is inborn.

Those of us that work in highly regulated industries have a love-hate relationship with the regulating authorities. When we see problems we find to be egregious we want the regulators to step in. Otherwise,...