I have continually lamented the fact that there is little transparency in health care pricing. One favorite example is to ask “If you went into Costco, filled your cart and were expected to pay...

As we get into open enrollment for individual health insurance, Medicare Part D Drug plans, and many group insurance plans, it’s probably a good idea to review some important terms. Deductible – the dollar...

Open enrollment for Medicare Part D prescription Drug benefits is starting soon. It runs from October 15 through December 7. Enrollments and changes will be effective 1/1/2019. Medicare Part D is the program that...

That often depends on the source of your health insurance. If insurance is provided through an employer, you may turn to the Human Resources Manager. Often the crisis will entail taking time off work...

Those of us that work in highly regulated industries have a love-hate relationship with the regulating authorities. When we see problems we find to be egregious we want the regulators to step in. Otherwise,...

Negotiations are always tricky, aren’t they? We are hearing so much in the news these days about “making deals” and having difficulty doing so. So why should health care be any different? Our office...

The Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA also known as Obamacare) is an important feature of the legislation. This provision requires that insurers pay out at least 80-85% of...

Medicare provides health benefits for individuals age 65 or over and qualifying disabled persons. Once an individual is enrolled in Medicare they will get a red, white and blue Medicare card in the mail....