I have multiple letters after my name and often people do not understand them. The CEBS (Certified Employee Benefit Specialist) is considered the premier designation in the employee benefits field. This type of education demonstrates a commitment to the highest… Continue Reading
As employees get closer to retirement they will often compare retirement decisions and compare account balances. So what happens if two individuals find that they had made similar contributions to their accounts, but have dramatically different account balances? One might… Continue Reading
Medicare Rx open enrollment is soon upon us. The open enrollment period begins October 15 and ends December 7. I cannot stress enough how important it is for seniors to check the status of their plans. These plans change every… Continue Reading
We are hearing a lot about how difficult it is to access Primary Care in our area. Physician practices are impacted and don’t have room for many more patients. Or perhaps it’s simply difficult to take time off work to… Continue Reading
Open enrollment for individual health plans will soon be upon us. However, folks that are already enrolled need to pay attention to their accounts now. When consumers originally filled out their application, they chose to allow Covered California to verify… Continue Reading
Let’s take a look at a special piece of property you might want to consider buying. Consider making this proposition to your banker. Benjamin (Woody) Woodson made the proposal some years ago. I am interested in buying a piece of… Continue Reading
When I started in the insurance business in 1978, I represented MONY (Mutual of New York). Initially I was trained in life insurance. I really knew nothing about this financial tool before then. It was not a topic that came… Continue Reading
There is some good news in 2016 for North State residents that purchase their insurance as individuals, rather than as part of a group. But first let’s be clear. One of the biggest misconceptions in the public today is that… Continue Reading
A provision in the federal health reform law requires carriers to accept all small business customers, even if they don’t meet minimum participation or contribution requirements, during an annual open enrollment period from November 15 through December 31. Small businesses… Continue Reading
The wild fires have made for some beautiful sunsets in the area. But they have also caused great devastation. Anthem Blue Cross has taken steps to help members effected by the wildfires. Insureds who live in Butte, El Dorado, Humboldt,… Continue Reading
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