In the July 15th Department of Labor administrator’s interpretation the issue of independent contractors is explored further. This is part of an intensified effort to properly classify employees. This is very important to employers who think their obligation is met… Continue Reading
Three big announcements made it to my inbox recently as follows: Aetna has agreed to acquire Humana, one of the country’s leading managed health care companies. “This transaction is expected to give Aetna over 14 million new members and create… Continue Reading
The Kaiser Family Foundation (KFF) is a fascinating resource. It is a non-partisan organization that provides a wealth of technical information on health care issues including cost information and policy data, as well as opinion polls. In last week’s column… Continue Reading
Last week was a big week for the employee benefits and individual insurance world, as the Supreme Court of the United States (SCOTUS) issue rulings on same sex marriage and subsidies under the Affordable Care Act (ACA also known as… Continue Reading
The majority of small employer groups who renewed in the last quarter of 2014 postponed their renewal and took an “early renewal” option from their insurance carrier. Small group in 2014 was defined as groups with less than 50 employees.… Continue Reading
One of the biggest surprises retirees experience is the cost of health care. I caution all of our clients to be very careful with that segment of the budget. It can make or break their retirement plans. The ACA (Affordable… Continue Reading
Small employers who are paying for individual policies for their employees on a pre-tax basis have until June 30th to make changes. If they do not, they may face stiff penalties. Some small employers have found that group insurance costs… Continue Reading
This is my 100th column for the Record Searchlight (which also appears here on A News Cafe.com) so it seems like a good time to reflect on the last couple of years. As I said in my introductory column, I… Continue Reading
Our health care and health insurance systems in this country are so complex, with so many moving parts, it’s clear there is no one solution to controlling expenses. Since insurance companies are basically a “pass through” entity they are only… Continue Reading
The Affordable Care Act (ACA-aka Obamacare) is a far reaching piece of legislation that has affected both the health care delivery system and the health care financing system. These are two very distinct partitions in what we call “health care”… Continue Reading
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