Most of us are beginning to prepare to file federal income tax returns for 2015. Fortunately, El Nino has provided us some rainy days to stay inside and work on this task. It’s so much fun to try to track… Continue Reading
The first big change is long term but the way time is flying by, it will be here before you know it! It is part of a law called the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) that… Continue Reading
One of our greatest retirement insurance benefits we have is the annuity provided by Social Security. A new law will greatly limit some individuals’ ability to maximize their benefits under a strategy called “file and suspend”. When we think of… Continue Reading
Last week’s column left readers with some questions, particularly about reporting requirements relative to health insurance I am preparing the W-2’s for my employees and need the information to complete the health insurance boxes for my employees. How do I… Continue Reading
Happy New Year! Those in the benefits world are likely continuing to toast the New Year with the release of IRS Notice 2016-4 . This notice grants extension of time for filing new reports to the IRS and providing forms to… Continue Reading
Since the early 1980’s I have found myself in the challenging position of trying to get people to talk about and understand the complexities of the health care delivery and financing systems in our country. The sheer volume of dollars… Continue Reading
“I hate insurance”. “ I don’t understand insurance!” These are statements we hear often. Insurance is clearly a complicated product subject to lots of regulations and nuance. So vocabulary is important. Following is a simple vocabulary lesson to help you… Continue Reading
Christmas will soon be here and while Santa is checking his list, NAHU (National Association of Health Underwriters) is helping employers check theirs for year end. Following is a checklist for ACA year end compliance provided by NAHU, for your… Continue Reading
Most Americans would be caught completely unprepared if they or a loved one were faced with a medical crisis that required long-term care. In fact, one out of five Americans over the age of 50 is at risk of needing… Continue Reading
First I would like to clarify something from last week’s column. It should have cited my colleague, Michael Appaneal, was the source of a prototype document. Please see comments on Redding.com for further clarification. Some GOOD new laws! I am… Continue Reading
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