As the saying goes, “you learn something new every day”. I have been a practicing insurance agent for 40 years. This is my 200th column. I learned something new today. It was reminiscent of a column I wrote in 2015.… Continue Reading
That often depends on the source of your health insurance. If insurance is provided through an employer, you may turn to the Human Resources Manager. Often the crisis will entail taking time off work to attend appointments for self or… Continue Reading
Those of us that work in highly regulated industries have a love-hate relationship with the regulating authorities. When we see problems we find to be egregious we want the regulators to step in. Otherwise, we want them to stay out… Continue Reading
This is the fourth time I have been evacuated from my home for possible fire danger. I have lived in the same home for almost 40 years. But this one is like no other. The reality of the Carr Fire… Continue Reading
Atul Gawande is a surgeon, public health researcher and a New Yorker staff writer. He was also recently appointed as CEO for the new joint venture for the companies of Warren Buffett (Berkshire Hathaway), Jeff Besos (Amazon) and Jamie Dimon… Continue Reading
Negotiations are always tricky, aren’t they? We are hearing so much in the news these days about “making deals” and having difficulty doing so. So why should health care be any different? Our office received this notice recently. “Anthem Blue… Continue Reading
This week might be a good time to review some Health Insurance 101 Basics for our readers. Let’s start with some common terms: Deductible – the dollar amount an insured individual must pay for covered expenses during a calendar year… Continue Reading
The Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA also known as Obamacare) is an important feature of the legislation. This provision requires that insurers pay out at least 80-85% of premium dollars in direct claim costs… Continue Reading
The country is waiting with bated breath to see what three giants of industry are planning for health care. Warren Buffett said that health care costs have become a bigger issue for American businesses than taxes. “If you go back… Continue Reading
I was working on the Coast this last week and grabbed some soup for dinner at the bar at Mazzotti’s Italian on the Arcata Square. You know you’re old when an attempt to chat with the young person next to… Continue Reading
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