In this column, I often lament that fact that there is so little transparency in health care. It is one of the biggest frustrations for consumers. The Prescription Drug cost component of this system is no exception. PBS and Kaiser… Continue Reading
I have continually lamented the fact that there is little transparency in health care pricing. One favorite example is to ask “If you went into Costco, filled your cart and were expected to pay whatever they charged, would you?” You… Continue Reading
In my last column I shared a touching story from the husband of an organ donor recipient. Unfortunately, I had to abbreviate the letter for space limitations. Those that have read the entire piece have told me that it moved… Continue Reading
I often see people at the worst times in their life. My job is to help them navigate the system. I share the following to encourage readers to seriously consider organ donation. This was written to the donor by a… Continue Reading
We have recently completed open enrollment for Medicare Part D. This is the time we assist our clients who are on Medicare with choosing their coverage for prescription drugs. This year, I had to qualify much of my advice due… Continue Reading
Open enrollment for individual policies is not over. If you apply before Jan. 15, your effective date of coverage will be Feb. 1, 2019. Historically, Covered California has extended the last deadline, but as of this writing we have no… Continue Reading
Once again our neighbors and friends may be suffering the effects of wildfires and may need help. Medical issues are particularly difficult for those who have evacuated and may not have their medications or only a small supply. Respiratory illnesses… Continue Reading
As we get into open enrollment for individual health insurance, Medicare Part D Drug plans, and many group insurance plans, it’s probably a good idea to review some important terms. Deductible – the dollar amount an insured individual must pay… Continue Reading
Open enrollment for individual plans for 2019 runs from 10/15/2018 to 1/15/2019. To guarantee an effective date of 1/1/2019, applications must be submitted by 12/15/2018. Open enrollment means that anyone who is eligible for individual coverage may apply and will… Continue Reading
Open enrollment for Medicare Part D prescription Drug benefits is starting soon. It runs from October 15 through December 7. Enrollments and changes will be effective 1/1/2019. Medicare Part D is the program that provides prescription drug benefits to seniors… Continue Reading
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