An article in the July Issue of Atlantic Monthly takes a different approach to solving our health care woes in this country. In his article, “The Worst Patients in the World” David Freedman opines, “Americans are hypochondriacs, yet we skip… Continue Reading
Financing of the health care benefits paid by employers comes in many forms. The simplest form of this is the fully insured product. Most small employers understand that this is their only option. In the small group market, the employer… Continue Reading
As the saying goes,“There is nothing as constant as change”. This certainly applies to the world of health insurance. Maybe we should also add the reminder that “No good deed goes unpunished”. The “change” is that while the Federal mandate… Continue Reading
Starting in 2022, all California body shops and other businesses with at least 5 employees must either offer a retirement plan or connect employees with the state’s official CalSavers IRA option. However, the program is set to open effective 7/1/2019.… Continue Reading
Since the ACA (Affordable Care Act, also known as Obamacare) was introduced in 2014, there has been a lot of discussion about tax subsidies to help pay health insurance premiums. Under the ACA those subsidies are two-fold: Cash subsidies in… Continue Reading
Writing about health insurance and health care issues cannot be done without reference to politics. This segment of the economy is highly regulated and there is never a time when new laws aren’t being proposed. The good news is that… Continue Reading
One of my least favorite things to do is shop for a car. The industry is infamous for lack of transparency. Prices may be different if you buy it in a different city. Sometimes it’s an emotional purchase because we… Continue Reading
A recent episode of “Madam Secretary” takes us through an exercise of how the “anti-vaxx” movement might play out. Two children are infected with measles following a trip. Both fall gravely ill, but eventually recover, however one has complications that… Continue Reading
“Busy Brain” nights when I simply cannot shut off my brain to go to sleep may cause me to turn on the TV for some mindless program that will hopefully, put me to sleep. In the process, I will be… Continue Reading
One definition of madness: Doing the same thing over and over again and expecting different results. While this statement has been inaccurately attributed to Einstein, it doesn’t take Einstein to know that it could easily define stupidity. So, as we… Continue Reading
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