Medicare provides health benefits for individuals age 65 or over and qualifying disabled persons. Once an individual is enrolled in Medicare they will get a red, white and blue Medicare card in the mail. Typically it arrives 3 months prior… Continue Reading
The Physician-Focused Payment Model Technical Advisory Committee is recommending to the Department of Health and Human Services (HHS) creation of a palliative (comfort) care model for Medicare recipients who are in advanced states of illness, but not yet ready for… Continue Reading
The fact that there is little or no transparency in our health care system is frustrating at best. The fact that you are paying for insurance and are denied coverage for a service or treatment can add insult to injury.… Continue Reading
I am not a tax professional. I don’t even play one on TV. But the nature of my work requires that as an insurance broker, I am informed on some areas of tax law. Since “tax season” is well under… Continue Reading
Drug: a medicine or other substance which has a physiological effect when ingested or otherwise introduced into the body. Man has been using plants and food as drugs since the beginning of time to his benefit as well as detriment.… Continue Reading
One of the big news items at the end of the year referred to an Executive Order signed by the President that he purported would solve the insurance problems by allowing insurers to offer “lower cost insurance plans” and sell… Continue Reading
It’s been a busy holiday and open enrollment season. One of the biggest news stories centered around the new tax bill and the elimination of the “individual mandate”. One part of this law eliminates the individual mandate for tax years… Continue Reading
Open enrollment for 2018 Medicare Part D Rx plans ended December 22, 2017. During this process, seniors evaluated Prescription Drug Plans (PDP) and choose their plans. In these plans there are 4 tiers of coverage: 1) Deductible (no greater than… Continue Reading
The ACA (Affordable Care Act) also known as Obamacare is still the law. One of the most important provisions is what is known as the “mandate” requiring all individuals to have health insurance coverage. The IRS recently released a statement… Continue Reading
One could never say that the world of employee benefits and insurance is dull. Not only must brokers be informed about the different products and insurance company underwriting rules, it’s critical that we stay on top of all the regulators… Continue Reading
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