Let’s take a look at a special piece of property you might want to consider buying. Consider making this proposition to your banker. Benjamin (Woody) Woodson made the proposal some years ago. I am interested in buying a piece of… Continue Reading
When I started in the insurance business in 1978, I represented MONY (Mutual of New York). Initially I was trained in life insurance. I really knew nothing about this financial tool before then. It was not a topic that came… Continue Reading
There is some good news in 2016 for North State residents that purchase their insurance as individuals, rather than as part of a group. But first let’s be clear. One of the biggest misconceptions in the public today is that… Continue Reading
A provision in the federal health reform law requires carriers to accept all small business customers, even if they don’t meet minimum participation or contribution requirements, during an annual open enrollment period from November 15 through December 31. Small businesses… Continue Reading
The wild fires have made for some beautiful sunsets in the area. But they have also caused great devastation. Anthem Blue Cross has taken steps to help members effected by the wildfires. Insureds who live in Butte, El Dorado, Humboldt,… Continue Reading
In the July 15th Department of Labor administrator’s interpretation the issue of independent contractors is explored further. This is part of an intensified effort to properly classify employees. This is very important to employers who think their obligation is met… Continue Reading
Three big announcements made it to my inbox recently as follows: Aetna has agreed to acquire Humana, one of the country’s leading managed health care companies. “This transaction is expected to give Aetna over 14 million new members and create… Continue Reading
The Kaiser Family Foundation (KFF) is a fascinating resource. It is a non-partisan organization that provides a wealth of technical information on health care issues including cost information and policy data, as well as opinion polls. In last week’s column… Continue Reading
Last week was a big week for the employee benefits and individual insurance world, as the Supreme Court of the United States (SCOTUS) issue rulings on same sex marriage and subsidies under the Affordable Care Act (ACA also known as… Continue Reading
The majority of small employer groups who renewed in the last quarter of 2014 postponed their renewal and took an “early renewal” option from their insurance carrier. Small group in 2014 was defined as groups with less than 50 employees.… Continue Reading
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