This is the time when groups of 50-100 employees are facing real challenges as they face benefit compliance issues and deadlines. As part of the ACA (Affordable Care Act, aka Obamacare) groups of under 100 employees are now in the… Continue Reading
In spring of this year the International Foundation of Employee Benefit Plans surveyed employers about the Affordable Care Act (aka Obamacare). Respondents included a wide range of employers, from under 50 to 10,000 employees. Interestingly, when asked if they would… Continue Reading
How unusual is it for a 64 year old man not to have had a PSA test for 5 years? (A PSA test measures the prostate Specific Antigen in a man’s blood and is a common cancer screening test.) If… Continue Reading
The chickens may be coming home to roost! One issue that I have discussed with individuals and small businesses since the implementation of the ACA is the reality that many individuals simply do not understand that they are not eligible… Continue Reading
“I want to be kept alive on machines and undergo as much invasive treatment as possible, regardless of how little time or quality it will add to my life. My community can pay tens of thousands of dollars, while watching… Continue Reading
A JAMA study has found that the price of insulin has tripled over the last decade, from $4.34 per milliliter in 2002 to $12.92 in 2013, pushing yearly total costs to $736.09 per person. I can’t help but continue to… Continue Reading
Last week the Department of Labor introduced its final version of what is commonly called the “fiduciary rule”. This is another well-intentioned action. It sounds good on the surface to hold advisors to the highest standards when working with their… Continue Reading
In conversation, I often hear people complain about the Affordable Care Act, (ACA also known as Obamacare). One of the complaints is the subsidies. For those of you who have missed this major news event for the last few years,… Continue Reading
What has been the simplest solution for retail and food service employers who did not want to comply with the benefits mandate in the ACA (Affordable Care Act, aka Obamacare)? Simply cut employees’ hours below 30! It wasn’t a complicated… Continue Reading
In the last several years it seems that employer compliance in the benefits and HR (Human Resources) areas has been a non-stop barrage of new requirements. At the moment most employers are dealing with the reporting requirements for forms 1095.… Continue Reading
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